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| the laser fund: The Power of Zero, Revised and Updated David McKnight, 2018-09-04 OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero? |
| the laser fund: Millionaire by Thirty Douglas R. Andrew, Emron Andrew, Aaron Andrew, 2008-04-30 The definitive, easy to understand and breakthrough guide on how young people can take their limited first income and turn it into a small fortune by the time they turn thirty from an expert financial planner. Most people know that there are 70 million Baby Boomers in America today....but what is less known is that there are approximately 100 million people in America between the ages of 16 and 30. This generation has just entered, or will soon be entering the work force. And they have no idea how to invest, save, or handle their money. Young people today come out of school having had little or no formal education on the basics of money management. Many have large debts from student loans looming over their heads. And many feel confused and powerless when their pricey educations don't translate into high paying jobs. They feel that their $30,000-$40,000 salary is too meager to bother with investing, and they constantly fear that there will be too much month left at the end of their money. Douglas R. Andrew has shown the parents of this generation a different pathway to financial freedom. Now Doug and his sons, Emron and Aaron - both of whom are in their mid-20s - show the under-30 crowd how they can break from traditional 401k investment plans and instead can find a better way by investing in real estate, budgeting effectively, avoiding unnecessary taxes and using life insurance to create tax-free income. With the principles outlined in Millionaire by Thirty, recent graduates will be earning enough interest on their savings to meet their basic living expenses by the time they're 30. And by the time they're 35, their investments will be earning more money than they are, guaranteeing them a happy, wealthy future. |
| the laser fund: Black Holes and Time Warps Kip S Thorne, 1994 In this masterfully written and brilliantly informed work, Dr. Rhorne, the Feynman Professor of Theoretical Physics at Caltech, leads readers through an elegant, always human, tapestry of interlocking themes, answering the great question: what principles control our universe and why do physicists think they know what they know? Features an introduction by Stephen Hawking. |
| the laser fund: Hedgehogging Barton Biggs, 2011-01-11 Rare is the opportunity to chat with a legendary financial figure and hear the unvarnished truth about what really goes on behind the scenes. Hedgehogging represents just such an opportunity, allowing you to step inside the world of Wall Street with Barton Biggs as he discusses investing in general, hedge funds in particular, and how he has learned to find and profit from the best moneymaking opportunities in an eat-what-you-kill, cutthroat investment world. |
| the laser fund: RetireSMART! Mark Anthony Grimaldi, 2019-07-22 In his acclaimed first book, The Money Compass, practicing economist Mark Anthony Grimaldi shocked his readers by showing them how their 401(k) plans benefited no one but Uncle Sam. In this follow-up, he dives deeper into the subject and proves once and for all that a 401(k) plan might be the single biggest hindrance to a secure Tax Free retirement. This nationally recognized economist will give you a guide on how you can improve your retirement with 3 simple steps. So if you would rather spend your retirement savings as opposed to spend your retirement savings paying taxes, buy this book and follow his 3 simple steps and RetireSMART! |
| the laser fund: Creating a Portfolio like Warren Buffett Jeeva Ramaswamy, 2012-02-07 The practical guide to investing the Warren Buffett way Creating a Portfolio like Warren Buffett: A High Return Investment Strategy highlights actual trades author Jeeva Ramaswamy has successfully executed using principles established by investment guru Warren Buffet. Clearly explaining how Buffett's principles can be used to make specific investments the book, unlike other investment guides, also clearly explains how to apply Buffett's exit strategies as they pertain to holding or selling positions. Giving readers a complete overview of Buffett's methodologies and how to apply them, the book is a step-by-step stock research checklist and comprehensive guide to investing and managing a successful stock portfolio. It includes detailed instructions to: Determine where to search for stock prospects Thoroughly research stocks using a stock research checklist Confidently make buy and sell decisions Expertly manage your portfolio Packed with specific stock examples, real-life calculations, and expert tips, Creating a Portfolio like Warren Buffett is your guide to harnessing the market savvy of an investing legend. |
| the laser fund: MONEY Master the Game Anthony Robbins, Tony Robbins, 2016-03-29 Bibliography found online at tonyrobbins.com/masterthegame--Page [643]. |
| the laser fund: The Smartest Retirement Book You'll Ever Read Daniel R. Solin, 2009-09-01 Follow the advice in The Smartest Retirement Book You'll Ever Read and you will: Find simple strategies to maximize your retirement nest egg Steer clear of scams that rob you of your hard-earned savings Ensure that your money lasts longer than you do Avoid the common mistakes that can leave your spouse impoverished Discover financial lifelines no matter how desperate the economy If you want a handy guide that provides information in small chunks, Solin's book is it. -Newark Star-Ledger |
| the laser fund: The 770 Account Tom Dyson, 2015-05-29 A how-to book on using a special type of dividend-paying whole life insurance to help fund a worry-free, tax-free retirement. |
| the laser fund: Build the Damn Thing Kathryn Finney, 2022-06-07 The Wall Street Journal Bestseller featured in Bloomberg, Fast Company, Masters of Scale, the Motley Fool, Marketplace and more. An indispensable guide to building a startup and breaking down the barriers for diverse entrepreneurs from the visionary venture capitalist and pioneering entrepreneur Kathryn Finney. Build the Damn Thing is a hard-won, battle-tested guide for every entrepreneur who the establishment has left out. Finney, an investor and startup champion, explains how to build a business from the ground up, from developing a business plan to finding investors, growing a team, and refining a product. Finney empowers entrepreneurs to take advantage of their unique networks and resources; arms readers with responses to investors who say, “great pitch but I just don’t do Black women”; and inspires them to overcome naysayers while remaining “100% That B*tch.” Don’t wait for the system to let you in—break down the door and build your damn thing. For all the Builders striving to build their businesses in a world that has overlooked and underestimated them: this is the essential guide to knowing, breaking, remaking and building your own rules of entrepreneurship in a startup and investing world designed for and by the “Entitleds.” |
| the laser fund: Energy and Civilization Vaclav Smil, 2018-11-13 A comprehensive account of how energy has shaped society throughout history, from pre-agricultural foraging societies through today's fossil fuel–driven civilization. I wait for new Smil books the way some people wait for the next 'Star Wars' movie. In his latest book, Energy and Civilization: A History, he goes deep and broad to explain how innovations in humans' ability to turn energy into heat, light, and motion have been a driving force behind our cultural and economic progress over the past 10,000 years. —Bill Gates, Gates Notes, Best Books of the Year Energy is the only universal currency; it is necessary for getting anything done. The conversion of energy on Earth ranges from terra-forming forces of plate tectonics to cumulative erosive effects of raindrops. Life on Earth depends on the photosynthetic conversion of solar energy into plant biomass. Humans have come to rely on many more energy flows—ranging from fossil fuels to photovoltaic generation of electricity—for their civilized existence. In this monumental history, Vaclav Smil provides a comprehensive account of how energy has shaped society, from pre-agricultural foraging societies through today's fossil fuel–driven civilization. Humans are the only species that can systematically harness energies outside their bodies, using the power of their intellect and an enormous variety of artifacts—from the simplest tools to internal combustion engines and nuclear reactors. The epochal transition to fossil fuels affected everything: agriculture, industry, transportation, weapons, communication, economics, urbanization, quality of life, politics, and the environment. Smil describes humanity's energy eras in panoramic and interdisciplinary fashion, offering readers a magisterial overview. This book is an extensively updated and expanded version of Smil's Energy in World History (1994). Smil has incorporated an enormous amount of new material, reflecting the dramatic developments in energy studies over the last two decades and his own research over that time. |
| the laser fund: When Corporations Rule the World David C. Korten, 1996-01 Addresses the issue of modern corporate power, exposing the harmful effects gobalization is having not only on economics, but also on politics, society and the environment |
| the laser fund: How Rich Asians Think John C. Shin, 2020-01-06 How Rich Asians Think: A Think and Grow Rich Publication will give you the tools to eliminate excuses and overcome your fears so that you can begin turning your dreams into reality and become the person you were meant to be. How Rich Asians Think follows the chapter outline of the original Think and Grow Rich. Each chapter begins with the author's modern interpretation of the key points found in Napoleon Hill's original text. Then, the author shares success stories and examples from his interviews with Asian and non-Asian leaders relating to each principle of individual achievement. The author connects these stories and examples to Hill's key points in a short summary before leaving you with inspirational quotes exclusively from notable Asians. Each chapter concludes with exercises and action steps for you to apply what you have learned, enabling you to turn desire into forward momentum. As you read, write you thoughts and ideas, clarify your goals, and organize your plan. Regardless of your background, this book has the power to change your life. Your personal success goes beyond the boundaries of race, ethnicity, and culture. If you follow the thirteen principles of individual achievement taught by Napoleon Hill almost a century ago, you will succeed. |
| the laser fund: Top 25 Ways an IUL Can Secure Your Financial Future Josh Shapiro, Mark J Quann, 2020-10-31 In Mark's third book, learn why Indexed Universal Life Insurance (IUL) has become a new asset class--protecting investors from both taxes and market declines. Why many American families are using IUL as a hedge against inflation, rising taxes and even how they grow their wealth during a recession.Learn how the right IUL can be used to build your personal tax-free family bank--to borrow for investing in real estate, stock and bonds, to expand your business, and generate returns far greater than the majority of investors. Learn how an IUL can help you grow your retirement accounts and help protect you from running out of money during your retirement years. And why the wealthy always use Other People's Money (OPM) in all their investing...and how you can too! |
| the laser fund: I Love Capitalism! Ken Langone, 2018-05-15 New York Times Bestseller Iconoclastic entrepreneur and New York legend Ken Langone tells the compelling story of how a poor boy from Long Island became one of America's most successful businessmen. Ken Langone has seen it all on his way to a net worth beyond his wildest dreams. A pillar of corporate America for decades, he's a co-founder of Home Depot, a former director of the New York Stock Exchange, and a world-class philanthropist (including $200 million for NYU's Langone Health). In this memoir he finally tells the story of his unlikely rise and controversial career. It's also a passionate defense of the American Dream -- of preserving a country in which any hungry kid can reach the maximum potential of his or her talents and work ethic. In a series of fascinating stories, Langone shows how he struggled to get an education, break into Wall Street, and scramble for an MBA at night while competing with privileged competitors by day. He shares how he learned how to evaluate what a business is worth and apply his street smarts to 8-figure and 9-figure deals . And he's not shy about discussing, for the first time, his epic legal and PR battle with former NY Governor Eliot Spitzer. His ultimate theme is that free enterprise is the key to giving everyone a leg up. As he writes: This book is my love song to capitalism. Capitalism works! And I'm living proof -- it works for everybody. Absolutely anybody is entitled to dream big, and absolutely everybody should dream big. I did. Show me where the silver spoon was in my mouth. I've got to argue profoundly and passionately: I'm the American Dream. |
| the laser fund: Stocks on the Move Andreas Clenow, 2015-06-10 Beating the stock market isn't very difficult. Yet almost all mutual funds consistently fail. Hedge fund manager Andreas F. Clenow takes you behind the scenes to show you why this is the case and how anyone can beat the mutual funds. Momentum investing has been one of very few ways of consistently beating the markets. This book offers you a unique back stage pass, guiding you through how established hedge funds achieve their results. The stock markets are widely misunderstood. Buying and selling stocks seems so simple. We all know what stocks are and what the companies produce. We're told that stocks always go up in the long run and that everyone should be in the stock markets. Oversimplifications like that can end up costing you. In the long run, the major stock indexes show a performance of five to six percent per year. For that return, you will have to bear occasional losses of over half your capital and be forced to wait many years to recover your money. Yes, in the long run stocks do go up. But the story isn't that simple. Stocks on the Move outlines a rational way to invest in the markets for the long term. It will walk you through the problems of the stock markets and how to address them. It will explain how to achieve twice the return of the stock markets at considerably lower risk. All rules and all details will be explained in this book, allowing anyone to replicate the strategies and research. Andreas F. Clenow is the chief investment officer and partner of ACIES Asset Management, based in Zurich, Switzerland. Starting out as a successful IT entrepreneur in the 90s boom, he enjoyed a stellar career as global head of equity and commodity quant modeling for Reuters before leaving for the hedge fund world. Having founded and managed multiple hedge funds, Mr. Clenow is now overseeing asset management and trading across all asset classes. He is the author of best-selling and critically acclaimed book Following the Trend and can be reached via his popular website www.FollowingTheTrend.com. |
| the laser fund: One Up On Wall Street Peter Lynch, John Rothchild, 2000-04-03 THE NATIONAL BESTSELLING BOOK THAT EVERY INVESTOR SHOULD OWN Peter Lynch is America's number-one money manager. His mantra: Average investors can become experts in their own field and can pick winning stocks as effectively as Wall Street professionals by doing just a little research. Now, in a new introduction written specifically for this edition of One Up on Wall Street, Lynch gives his take on the incredible rise of Internet stocks, as well as a list of twenty winning companies of high-tech '90s. That many of these winners are low-tech supports his thesis that amateur investors can continue to reap exceptional rewards from mundane, easy-to-understand companies they encounter in their daily lives. Investment opportunities abound for the layperson, Lynch says. By simply observing business developments and taking notice of your immediate world -- from the mall to the workplace -- you can discover potentially successful companies before professional analysts do. This jump on the experts is what produces tenbaggers, the stocks that appreciate tenfold or more and turn an average stock portfolio into a star performer. The former star manager of Fidelity's multibillion-dollar Magellan Fund, Lynch reveals how he achieved his spectacular record. Writing with John Rothchild, Lynch offers easy-to-follow directions for sorting out the long shots from the no shots by reviewing a company's financial statements and by identifying which numbers really count. He explains how to stalk tenbaggers and lays out the guidelines for investing in cyclical, turnaround, and fast-growing companies. Lynch promises that if you ignore the ups and downs of the market and the endless speculation about interest rates, in the long term (anywhere from five to fifteen years) your portfolio will reward you. This advice has proved to be timeless and has made One Up on Wall Street a number-one bestseller. And now this classic is as valuable in the new millennium as ever. |
| the laser fund: The Fundable Startup Fred Haney, 2017-10-17 If you are the founder of a high-tech startup company, you know it’s a daunting task, and the odds of success are slim. All founders dream of achieving a rewarding outcome like Steve Jobs or Bill Gates, but few reach such a pinnacle. In The Fundable Startup: How Disruptive Companies Attract Capital, Fred M. Haney, an experienced venture capitalist, angel investor, and company founder, explains startup strategies that will help you: Understand the thinking of investors Build a “virtual team” Create initial value in a product or prototype Recruit management that will help you raise capital The Fundable Startup contains eight personal interviews with executives and entrepreneurs that will change the way founders think about managing a startup company. Understand the thinking of investors Build a “virtual team” Create initial value in a product or prototype Recruit management that will help you raise capital The Fundable Startup contains eight personal interviews with executives and entrepreneurs that will change the way founders think about managing a startup company. |
| the laser fund: Start Small, Stay Small Rob Walling, 2010 Start Small, Stay Small is a step-by-step guide to launching a self-funded startup. If you're a desktop, mobile or web developer, this book is your blueprint to getting your startup off the ground with no outside investment.This book intentionally avoids topics restricted to venture-backed startups such as: honing your investment pitch, securing funding, and figuring out how to use the piles of cash investors keep placing in your lap.This book assumes: You don't have $6M of investor funds sitting in your bank account You're not going to relocate to the handful of startup hubs in the world You're not going to work 70 hour weeks for low pay with the hope of someday making millions from stock options There's nothing wrong with pursuing venture funding and attempting to grow fast like Amazon, Google, Twitter, and Facebook. It just so happened that most people are not in a place to do this.Start Small, Stay Small also focuses on the single most important element of a startup that most developers avoid: marketing. There are many great resources for learning how to write code, organize source control, or connect to a database. This book does not cover the technical aspects developers already know or can learn elsewhere. It focuses on finding your idea, testing it before you build, and getting it into the hands of your customers. |
| the laser fund: Living a Life of Significance Joseph Jordan, 2015 Joe Jordan's bestselling book, Living a Life of Significance, has sold more than 40,000 copies to date. The second edition was published in 2013, in addition to his audiobook. Living a Life of Significance is Joe's masterpiece of inspiration, personal reflection, and motivation. The highly acclaimed book chronicles his personal journey in the financial services industry, applying the lessons he has learned in the business to an inspiring reflection on financial services approaches and mentalities. |
| the laser fund: Machine Learning Applications in Non-conventional Machining Processes Goutam Kumar Bose, Pritam Pain, 2020 This book is a collection of research on the advancement of intelligent technology in industrial environments and its applications within the manufacturing field-- |
| the laser fund: Confessions of a Film Investor Albert Sandoval, 2019-05-21 Private film investors are playing a critical role in the dawn of a new golden age of independent cinema. This book is intended to help filmmakers better understand these investors, or money people. Follow the writer's journey deep inside his own search for investment opportunities with first-hand accounts and real experiences. If you've ever struggled with finding real investors, THIS BOOK IS FOR YOU. If you've ever struggled with knowing how to effectively present yourself and your project, THIS BOOK IS FOR YOU. If you've ever struggled to secure financing for your film productions, THIS BOOK IS FOR YOU. Don't face the volatile world of film financing without reading this book. |
| the laser fund: All About Index Funds Richard Ferri, 2002-08-20 ALL ABOUT . . . SERIES All About INDEX FUNDS Index mutual funds routinely outperform 80 percent of managed funds, and more investors than ever are embracing index funds to eliminate the anxiety and expense of trying to beat the market. All About Index Funds covers aspects including key benefits of index fund investing, how to create a custom index fund that suits specific investing needs, effective portfolio techniques and model portfolios, and more. |
| the laser fund: Optics and Photonics National Research Council, Division on Engineering and Physical Sciences, National Materials and Manufacturing Board, Committee on Harnessing Light: Capitalizing on Optical Science Trends and Challenges for Future Research, 2013-03-19 Optics and photonics technologies are ubiquitous: they are responsible for the displays on smart phones and computing devices, optical fiber that carries the information in the internet, advanced precision manufacturing, enhanced defense capabilities, and a plethora of medical diagnostics tools. The opportunities arising from optics and photonics offer the potential for even greater societal impact in the next few decades, including solar power generation and new efficient lighting that could transform the nation's energy landscape and new optical capabilities that will be essential to support the continued exponential growth of the Internet. As described in the National Research Council report Optics and Photonics: Essential Technologies for our Nation, it is critical for the United States to take advantage of these emerging optical technologies for creating new industries and generating job growth. The report assesses the current state of optical science and engineering in the United States and abroad-including market trends, workforce needs, and the impact of photonics on the national economy. It identifies the technological opportunities that have arisen from recent advances in, and applications of, optical science and engineering. The report also calls for improved management of U.S. public and private research and development resources, emphasizing the need for public policy that encourages adoption of a portfolio approach to investing in the wide and diverse opportunities now available within photonics. Optics and Photonics: Essential Technologies for our Nation is a useful overview not only for policymakers, such as decision-makers at relevant Federal agencies on the current state of optics and photonics research and applications but also for individuals seeking a broad understanding of the fields of optics and photonics in many arenas. |
| the laser fund: Black Edge Sheelah Kolhatkar, 2017 The rise over the last two decades of a powerful new class of billionaire financiers marks a singular shift in the American economic and political landscape. Their vast reserves of concentrated wealth have allowed a small group of big winners to write their own rules of capitalism and public policy. How did we get here? ... Kolhatkar shows how Steve Cohen became one of the richest and most influential figures in finance--and what happened when the Justice Department put him in its crosshairs--Amazon.com. |
| the laser fund: Business Plan Workbook Thomas Cowan, 2021-03-30 This is a workbook to help you create a Business Plan - one you can use to define and plan a business, a new part of an existing company, or a not-for-profit organization.It is specifically designed to explain both what a Business Plan is, and how to create one - hence the Workbook format - with a lot of explanatory notes and comments below each question. And in some cases, an introductory paragraph or two at the start of a section.This follows my basic philosophy of teaching.I do not consider myself a teacher ... in the traditional sense.I consider myself a guide - guiding you as you teach yourself.And that is the purpose of this book - a book you can use to teach yourself - teach yourself about a Business Plan.I will just guide you through the process using this workbook.The output of this work, taken as a whole, creates the outline of a Business Plan - a plan to guide an existing organization, or part of an organization - into the future. And if you think deeply about each of the topics, you will end up with a great deal more than an outline!But, just as important, you can use this workbook to see if it makes sense to take an idea you have any further - and if it does, making explicit all the things you need to consider.And all your work here will be easier and more focused if you have created a Strategy for what you want to do. You can do so using the companion Strategy Workbook: Cowan, T. (2021). Strategy Workbook: From Idea to Strategy, (First Edition). The Four Pillars of Leadership Series. New York, NY: Vecker Press.So, what is a Business Plan?A Business Plan is an investment plan. You could even think of it as an Investment Prospectus - a document that provides all the details of an investment opportunity. |
| the laser fund: Don't Be Evil Rana Foroohar, 2019-11-05 A penetrating indictment of how today’s largest tech companies are hijacking our data, our livelihoods, our social fabric, and our minds—from an acclaimed Financial Times columnist and CNN analyst WINNER OF THE PORCHLIGHT BUSINESS BOOK AWARD • NAMED ONE OF THE BEST BOOKS OF THE YEAR BY FOREIGN AFFAIRS AND EVENING STANDARD “Don’t be evil” was enshrined as Google’s original corporate mantra back in its early days, when the company’s cheerful logo still conveyed the utopian vision for a future in which technology would inevitably make the world better, safer, and more prosperous. Unfortunately, it’s been quite a while since Google, or the majority of the Big Tech companies, lived up to this founding philosophy. Today, the utopia they sought to create is looking more dystopian than ever: from digital surveillance and the loss of privacy to the spreading of misinformation and hate speech to predatory algorithms targeting the weak and vulnerable to products that have been engineered to manipulate our desires. How did we get here? How did these once-scrappy and idealistic enterprises become rapacious monopolies with the power to corrupt our elections, co-opt all our data, and control the largest single chunk of corporate wealth—while evading all semblance of regulation and taxes? In Don’t Be Evil, Financial Times global business columnist Rana Foroohar tells the story of how Big Tech lost its soul—and ate our lunch. Through her skilled reporting and unparalleled access—won through nearly thirty years covering business and technology—she shows the true extent to which behemoths like Google, Facebook, Apple, and Amazon are monetizing both our data and our attention, without us seeing a penny of those exorbitant profits. Finally, Foroohar lays out a plan for how we can resist, by creating a framework that fosters innovation while also protecting us from the dark side of digital technology. Praise for Don’t Be Evil “At first sight, Don’t Be Evil looks like it’s doing for Google what muckraking journalist Ida Tarbell did for Standard Oil over a century ago. But this whip-smart, highly readable book’s scope turns out to be much broader. Worried about the monopolistic tendencies of big tech? The addictive apps on your iPhone? The role Facebook played in Donald Trump’s election? Foroohar will leave you even more worried, but a lot better informed.”—Niall Ferguson, Milbank Family Senior Fellow at the Hoover Institution, Stanford, and author of The Square and the Tower |
| the laser fund: Meaningful Making Paulo Blikstein, Sylvia Libow Martinez, Heather Allen Pang, 2016-05-12 The FabLearn Fellows share inspirational ideas from their learning spaces, assessment strategies and recommended projects across a broad range of age levels. Illustrated with color photos of real student work, the Fellows take you on a tour of the future of learning, where children make sense of the world by making things that matter. |
| the laser fund: Introduction to Business Lawrence J. Gitman, Carl McDaniel, Amit Shah, Monique Reece, Linda Koffel, Bethann Talsma, James C. Hyatt, 2024-09-16 Introduction to Business covers the scope and sequence of most introductory business courses. The book provides detailed explanations in the context of core themes such as customer satisfaction, ethics, entrepreneurship, global business, and managing change. Introduction to Business includes hundreds of current business examples from a range of industries and geographic locations, which feature a variety of individuals. The outcome is a balanced approach to the theory and application of business concepts, with attention to the knowledge and skills necessary for student success in this course and beyond. This is an adaptation of Introduction to Business by OpenStax. You can access the textbook as pdf for free at openstax.org. Minor editorial changes were made to ensure a better ebook reading experience. Textbook content produced by OpenStax is licensed under a Creative Commons Attribution 4.0 International License. |
| the laser fund: A Century of Innovation 3M Company, 2002 A compilation of 3M voices, memories, facts and experiences from the company's first 100 years. |
| the laser fund: The Money Class Suze Orman, 2012-01-10 The #1 New York Times bestseller, now revised and updated, filled with tools and advice that can take you from a place of financial fear to a place of financial security. WHAT WILL YOU LEARN IN THE MONEY CLASS? How to find the courage to stand in your truth and why it is a place of power. What daily actions will restore the word “hope” to your vocabulary. Everything you need to know about taking care of your family, your home, your career, and planning for retirement—no matter where you are in your life or where the economy is heading. In nine electrifying, empowering classes, Suze Orman teaches us how to navigate these unprecedented financial times. With her trademark directness, she shows us how to tackle the complicated mix of money and family, how to avoid making costly mistakes in real estate, and how to get traction in your career or rebuild after a professional setback. And in what is the most comprehensive retirement resource available today, Suze presents an attainable strategy, for every reader, at every age. In The Money Class you will learn what you need to know in order to feel hopeful, once again, about your future. |
| the laser fund: All About Asset Allocation, Second Edition Richard A. Ferri, 2010-07-12 WHEN IT COMES TO INVESTING FOR YOUR FUTURE, THERE'S ONLY ONE SURE BET—ASSET ALLOCATION THE EASY WAY TO GET STARTED Everything You Need to Know About How To: Implement a smart asset allocation strategy Diversify your investments with stocks, bonds,real estate, and other classes Change your allocation and lock in gains Trying to outwit the market is a bad gamble. If you're serious about investing for the long run, you have to take a no-nonsense, businesslike approach to your portfolio. In addition to covering all the basics, this new edition of All About Asset Allocation includes timely advice on: Learning which investments work well together and why Selecting the right mutual funds and ETFs Creating an asset allocation that’s right for your needs Knowing how and when to change an allocation Understanding target-date mutual funds All About Asset Allocation offers advice that is both prudent and practical--keep it simple, diversify, and, above all, keep your expenses low--from an author who both knows how vital asset allocation is to investment success and, most important, works with real people. -- John C. Bogle, founder and former CEO, The Vanguard Group With All About Asset Allocation at your side, you'll be executing a sound investment plan, using the best materials and wearing the best safety rope that money can buy. -- William Bernstein, founder and author, The Intelligent Asset Allocator |
| the laser fund: Cycles of Invention and Discovery Venkatesh Narayanamurti, Toluwalogo Odumosu, 2016-10-24 Cycles of Invention and Discovery offers an in-depth look at the real-world practice of science and engineering. It shows how the standard categories of “basic” and “applied” have become a hindrance to the organization of the U.S. science and technology enterprise. Tracing the history of these problematic categories, Venkatesh Narayanamurti and Toluwalogo Odumosu document how historical views of policy makers and scientists have led to the construction of science as a pure ideal on the one hand and of engineering as a practical (and inherently less prestigious) activity on the other. Even today, this erroneous but still widespread distinction forces these two endeavors into separate silos, misdirects billions of dollars, and thwarts progress in science and engineering research. The authors contrast this outmoded perspective with the lived experiences of researchers at major research laboratories. Using such Nobel Prize–winning examples as magnetic resonance imaging, the transistor, and the laser, they explore the daily micro-practices of research, showing how distinctions between the search for knowledge and creative problem solving break down when one pays attention to the ways in which pathbreaking research actually happens. By studying key contemporary research institutions, the authors highlight the importance of integrated research practices, contrasting these with models of research in the classic but still-influential report Science the Endless Frontier. Narayanamurti and Odumosu’s new model of the research ecosystem underscores that discovery and invention are often two sides of the same coin that moves innovation forward. |
| the laser fund: Get the Hell Out of Debt Erin Skye Kelly, 2021-07-20 Erin Skye Kelly wrote Get the Hell Out of Debt after her own struggle to become consumer-debt free. She was tired of listening to middle-aged men in suits tell her to consolidate and refinance her debt when all that seemed to happen was she’d end up in more of it while they profited from it. When Kelly figured out the two most important tools to money management—and started achieving massive results—other women wanted to join in on the debt-free journey. With her sense of humor and straight-shooting sensibilities, Erin began transforming lives. This book is not only a step-by-step process that will walk you through how to pay off your debt—it’s a deeply personal journey centered around changing your mindset. As you master each of the three phases through repetition, you will create your own financial freedom, allowing you to live debt-free forever and create wealth and abundance that will positively impact your life—and the people you love and serve. No matter how much consumer debt you carry, this book is a judgment-free zone from cover-to-cover. Your dreams are welcome here. |
| the laser fund: Principles Ray Dalio, 2018-08-07 #1 New York Times Bestseller “Significant...The book is both instructive and surprisingly moving.” —The New York Times Ray Dalio, one of the world’s most successful investors and entrepreneurs, shares the unconventional principles that he’s developed, refined, and used over the past forty years to create unique results in both life and business—and which any person or organization can adopt to help achieve their goals. In 1975, Ray Dalio founded an investment firm, Bridgewater Associates, out of his two-bedroom apartment in New York City. Forty years later, Bridgewater has made more money for its clients than any other hedge fund in history and grown into the fifth most important private company in the United States, according to Fortune magazine. Dalio himself has been named to Time magazine’s list of the 100 most influential people in the world. Along the way, Dalio discovered a set of unique principles that have led to Bridgewater’s exceptionally effective culture, which he describes as “an idea meritocracy that strives to achieve meaningful work and meaningful relationships through radical transparency.” It is these principles, and not anything special about Dalio—who grew up an ordinary kid in a middle-class Long Island neighborhood—that he believes are the reason behind his success. In Principles, Dalio shares what he’s learned over the course of his remarkable career. He argues that life, management, economics, and investing can all be systemized into rules and understood like machines. The book’s hundreds of practical lessons, which are built around his cornerstones of “radical truth” and “radical transparency,” include Dalio laying out the most effective ways for individuals and organizations to make decisions, approach challenges, and build strong teams. He also describes the innovative tools the firm uses to bring an idea meritocracy to life, such as creating “baseball cards” for all employees that distill their strengths and weaknesses, and employing computerized decision-making systems to make believability-weighted decisions. While the book brims with novel ideas for organizations and institutions, Principles also offers a clear, straightforward approach to decision-making that Dalio believes anyone can apply, no matter what they’re seeking to achieve. Here, from a man who has been called both “the Steve Jobs of investing” and “the philosopher king of the financial universe” (CIO magazine), is a rare opportunity to gain proven advice unlike anything you’ll find in the conventional business press. |
| the laser fund: Condensed-Matter and Materials Physics National Research Council, Division on Engineering and Physical Sciences, Board on Physics and Astronomy, Solid State Sciences Committee, Committee on CMMP 2010, 2008-01-21 The development of transistors, the integrated circuit, liquid-crystal displays, and even DVD players can be traced back to fundamental research pioneered in the field of condensed-matter and materials physics (CMPP). The United States has been a leader in the field, but that status is now in jeopardy. Condensed-Matter and Materials Physics, part of the Physics 2010 decadal survey project, assesses the present state of the field in the United States, examines possible directions for the 21st century, offers a set of scientific challenges for American researchers to tackle, and makes recommendations for effective spending of federal funds. This book maintains that the field of CMPP is certain to be principle to both scientific and economic advances over the next decade and the lack of an achievable plan would leave the United States behind. This book's discussion of the intellectual and technological challenges of the coming decade centers around six grand challenges concerning energy demand, the physics of life, information technology, nanotechnology, complex phenomena, and behavior far from equilibrium. Policy makers, university administrators, industry research and development executives dependent upon developments in CMPP, and scientists working in the field will find this book of interest. |
| the laser fund: Level Up! Keenan Morris, 2023-08-11 How can video games help you to become a better investor? The world of video games and money have far more in common than you realize. And like any game, you can give yourself an edge to win. Investing can be a daunting and intimidating subject, but it doesn't have to be. This book takes a fresh approach to personal finance and self-development that's both accessible and engaging. Using video game analogies to explain complex financial concepts in a way that's easy to understand, regardless of your background or level of experience. Level Up offers a modern, dynamic perspective on investing that's tailored to the realities of today's markets. No more outdated strategies or smug advisors in three-piece suits. It's time to level up your investment game and start winning. This strategy guide is designed to take you through the 8 levels of your personal finances, and build you into the confident investor you were always meant to be. In these pages you'll discover: >How you can utilize the same rules of video games to enhance your own personal financial strategy >Detailed account and savings options to prioritize >How to strategize building your wealth without giving up the things you love >A guide to navigating the debt vs. investment dilemma with a step-by-step walkthrough >How to recognize and reveal the hidden enemies to your money In the game of investing, this book is the cheat code! |
| the laser fund: The White Coat Investor James M. Dahle, 2014-01 Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a Backdoor Roth IRA and Stealth IRA to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place. - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research. - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books This book should be in every career counselor's office and delivered with every medical degree. - Rick Van Ness, Author of Common Sense Investing The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk. - Joe Jones, DO Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis. - Dennis Bethel, MD An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust. - Greg E Wilde, M.D Scroll up, click the buy button, and get started today! |
| the laser fund: Publication , 1994 |
| the laser fund: Crowdfunding for Musicians Laser Malena-Webber, 2019-11 (Berklee Guide). Crowdfund your music career! Use Kickstarter, Patreon, Indiegogo, and other crowdfunding tools to connect to your fan base and run a successful fundraising campaign. Mobilize your fans to support your next album, tour, video, or other music project, or to create a steady fan-sourced income stream to support your career as a musician. Develop effective strategies for successful campaigns, including timing, networking, press relations, reward levels, and more. You will learn not only how to increase your income, but generally to optimize your career and art while connecting with your fan base. Interviews with artists and industry insiders offer real-world stories and practical advice. Whether you have a label, manager, and large fan base, or just want to record your very first music, this book will help you achieve success as an independent artist. |
RSEA Webinar 2025 – LASERS
Mar 26, 2025 · LASERS Executive Director Trey Boudreaux spoke at the annual RSEA Chapter Meeting webinar on Wednesday, March 26, 2025.. The presentation covered key topics …
LASERS – LASERS Benefits Louisiana
Jun 6, 2025 · LASERS administers 24 retirement plans covering over 150,000 members and their families.
Frequently Asked Questions – LASERS - lasersonline.org
Jun 30, 2024 · What rate of return has LASERS investments achieved? LASERS investment return was 14.0% for the 12-month period that ended June 30, 2024.. See Performance for …
February Benefit Payment Falls on a Saturday – LASERS
January 28, 2025. Since February 1 falls on a Saturday, receipt of your funds can be affected by whether you receive a check or direct deposit and your financial institution’s rules when the …
LASERS BENEFITS LOUISIANA
LASERS Benefits Louisiana | page -2 of 12- | 2024 LASERS INVESTS FOR THE LONG-TERM $15.9 bil. market value of assets 14.0% investment return for fiscal year 2024 A TOP …
LASERS Members - lasersonline.org
Whether you are new to LASERS, experiencing life changes in the middle of your career, or preparing for retirement, we aim to ensure that you are well-informed and prepared when you …
Member’s Guide to Retirement – LASERS - lasersonline.org
This may be your most important LASERS resource. This guide contains detailed information about LASERS membership, the Initial Benefit Option (IBO) and Deferred Retirement Option …
About – LASERS - lasersonline.org
Monday – Friday 7:30 a.m. – 4:00 p.m. Local: 225.922.0600 Toll-free: 800.256.3000 Fax: 225.935.2856
Get the Facts – LASERS - lasersonline.org
NASRA Brief: State Hybrid Retirement Plans. This NASRA Brief discusses the degree to which the core design features of cash balance and Defined Benefit (DB)-Defined Contribution (DC) …
Publications – LASERS
Find accurate information regarding LASERS current assets, money-saving reforms, UAL payments, and other facts.
RSEA Webinar 2025 – LASERS
Mar 26, 2025 · LASERS Executive Director Trey Boudreaux spoke at the annual RSEA Chapter Meeting webinar on Wednesday, March 26, 2025.. The presentation covered key topics …
LASERS – LASERS Benefits Louisiana
Jun 6, 2025 · LASERS administers 24 retirement plans covering over 150,000 members and their families.
Frequently Asked Questions – LASERS - lasersonline.org
Jun 30, 2024 · What rate of return has LASERS investments achieved? LASERS investment return was 14.0% for the 12-month period that ended June 30, 2024.. See Performance for …
February Benefit Payment Falls on a Saturday – LASERS
January 28, 2025. Since February 1 falls on a Saturday, receipt of your funds can be affected by whether you receive a check or direct deposit and your financial institution’s rules when the first …
LASERS BENEFITS LOUISIANA
LASERS Benefits Louisiana | page -2 of 12- | 2024 LASERS INVESTS FOR THE LONG-TERM $15.9 bil. market value of assets 14.0% investment return for fiscal year 2024 A TOP …
LASERS Members - lasersonline.org
Whether you are new to LASERS, experiencing life changes in the middle of your career, or preparing for retirement, we aim to ensure that you are well-informed and prepared when you …
Member’s Guide to Retirement – LASERS - lasersonline.org
This may be your most important LASERS resource. This guide contains detailed information about LASERS membership, the Initial Benefit Option (IBO) and Deferred Retirement Option …
About – LASERS - lasersonline.org
Monday – Friday 7:30 a.m. – 4:00 p.m. Local: 225.922.0600 Toll-free: 800.256.3000 Fax: 225.935.2856
Get the Facts – LASERS - lasersonline.org
NASRA Brief: State Hybrid Retirement Plans. This NASRA Brief discusses the degree to which the core design features of cash balance and Defined Benefit (DB)-Defined Contribution (DC) …
Publications – LASERS
Find accurate information regarding LASERS current assets, money-saving reforms, UAL payments, and other facts.
