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| afcpe exam study guide personal finance: Financial Counseling Dorothy B. Durband, Ryan H. Law, Angela K. Mazzolini, 2018-10-16 This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability. -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices. |
| afcpe exam study guide personal finance: The Guide to National Professional Certification Programs Philip M. Harris, 2001 The job market continues to change. Highly skilled and specialized workers are in demand. Traditional education cannot meet all the needs to create specialty skill workers. Certification provides up-to-date training and development while promoting individual or professional skills and knowledge in a focused manner. Certification as a way of continuing professional eduction can also be more cost effective. |
| afcpe exam study guide personal finance: Financial Therapy Bradley T. Klontz, Sonya L. Britt, Kristy L. Archuleta, 2014-09-10 Money-related stress dates as far back as concepts of money itself. Formerly it may have waxed and waned in tune with the economy, but today more individuals are experiencing financial mental anguish and self-destructive behavior regardless of bull or bear markets, recessions or boom periods. From a fringe area of psychology, financial therapy has emerged to meet increasingly salient concerns. Financial Therapy is the first full-length guide to the field, bridging theory, practical methods, and a growing cross-disciplinary evidence base to create a framework for improving this crucial aspect of clients' lives. Its contributors identify money-based disorders such as compulsive buying, financial hoarding, and workaholism, and analyze typical early experiences and the resulting mental constructs (money scripts) that drive toxic relationships with money. Clearly relating financial stability to larger therapeutic goals, therapists from varied perspectives offer practical tools for assessment and intervention, advise on cultural and ethical considerations, and provide instructive case studies. A diverse palette of research-based and practice-based models meets monetary mental health issues with well-known treatment approaches, among them: Cognitive-behavioral and solution-focused therapies. Collaborative relationship models. Experiential approaches. Psychodynamic financial therapy. Feminist and humanistic approaches. Stages of change and motivational interviewing in financial therapy. A text that serves to introduce and define the field as well as plan for its future, Financial Therapy is an important investment for professionals in psychotherapy and counseling, family therapy, financial planning, and social policy. |
| afcpe exam study guide personal finance: Handbook of Consumer Finance Research Jing Jian Xiao, 2016-05-30 This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields. |
| afcpe exam study guide personal finance: The Routledge Handbook of Financial Literacy Gianni Nicolini, Brenda J. Cude, 2021-12-30 Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview. The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion. This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches. |
| afcpe exam study guide personal finance: Emerging and Young Adulthood Varda Konstam, 2008-07-17 This volume reaches beyond facile Gen X and quarterlife crisis constructs to reveal the many diverse voices of young adults – their attitudes toward life, work, relationships, peers, and identities – and incorporates the diverse perspectives of parents and employers. It is a must-have resource for developmental, school, and counseling psychologists and therapists as well as for researchers and graduate-level students. |
| afcpe exam study guide personal finance: Financial Issues and Millennials' Partnered Relationships Satisfaction Dr Wisler Antoine, 2020-11-06 The purpose of this study is to establish the relationship between financial issues and millennials' partnered relationships satisfaction. Furthermore, in the analysis of this topic, there are three main financial issues being discussed. These financial issues are the following: financial management, financial problem, and financial distress. These were used as the determining factors in assessing the level of satisfaction for millennials' partnered relationships. The quantitative method was used in this study; by carefully selecting 385 participants whose ages range from 25-36 years old. Provided that they had stayed together for at least three years, these millennial participants were randomly picked from the United States of America (USA). In the course of this study, variables including their gender, educational level, and income, were the primary focus. The results revealed that 90% of the selected millennials' in partnered relationships, (who did not adopt the policy of financial management), ended up having financial problems which eventually led them into financial distress. From the results obtained, it was concluded that in order for the millennials (in partnered relationships) to have a successful financial satisfaction, they have to and ought to know how to manage their finances well. Managing one's finances efficiently would definitely help in reducing our financial problems, which in turn might reduce financial distress, and the couples can enjoy a high level of financial satisfaction with their relationships. |
| afcpe exam study guide personal finance: Teacher preparation and professional development 2000 , |
| afcpe exam study guide personal finance: Mindfulness, Acceptance, and Positive Psychology Todd B. Kashdan, Joseph V. Ciarrochi, 2013-04-01 Many have wondered if there is a key ingredient to living a full and happy life. For decades now, scientists and psychologists alike have been studying the strengths and virtues that enable individuals and communities to thrive. The positive psychology movement was founded on the belief that people want to lead meaningful and fulfilling lives, to cultivate what is best within themselves, and to enhance their experiences of love, work, and play. At the same time, acceptance and commitment therapy (ACT)—a mindfulness-based, values-oriented behavioral therapy that has many parallels to Buddhism, yet is not religious in any way—has been focused on helping people achieve their greatest human potential. Created only years apart, ACT and positive psychology both promote human flourishing, and they often share overlapping themes and applications, particularly when it comes to setting goals, psychological strengths, mindfulness, and the clarification of what matters most—our values and our search for meaning in life. Despite these similarities, however, the two different therapeutic models are rarely discussed in relation to one another. What if unifying these theories could lead to faster, more profound and enduring improvements to the human condition? Edited by leading researchers in the field of positive psychology, Mindfulness, Acceptance, and Positive Psychology is the first professional book to successfully integrate key elements of ACT and positive psychology to promote healthy functioning in clients. By gaining an understanding of the seven foundations of well-being, professionals will walk away with concrete, modernized strategies to use when working with clients. Throughout the book, the editors focus on how ACT, mindfulness therapies, and positive psychology can best be utilized by professionals in various settings, from prisons and Fortune 500 business organizations to parents and schools. With contributions by Steven C. Hayes, the founder of ACT, as well as other well-known authorities on ACT and positive psychology such as Robyn Walser, Kristin Neff, Dennis Tirch, Ian Stewart, Louise McHugh, Lance M. McCracken, Acacia Parks, Robert Biswas-Diener, and more, this book provides state-of-the-art research, theory, and applications of relevance to mental health professionals, scientists, advanced students, and people in the general public interested in either ACT or positive psychology. |
| afcpe exam study guide personal finance: The Psychology of Financial Consumer Behavior Dominika Maison, 2019-02-28 This book stresses the psychological perspective in explaining financial behavior. Traditionally, financial behaviors such as saving, spending, and investing have been explained using demographic and economic factors such as income and product pricing. The consequence of this way of thinking is that financial institutions view their clients mostly from the perspective of their income. By taking a psychological approach, this book stresses the perspective of consumers confronted with a quickly changing financial world: the changing of financial offers and products (savings, investments, loans), the changing of payment methods (from cash to cheques, cards and mobile payments), the accessibility and temptation of goods, and the changing of insurance and pension systems. The Psychology of Financial Consumer Behavior provides insight into the thought processes of consumers in a variety of financial topics. Coverage includes perceptions of wealth, the pleasure or pain of spending, cashless transactions, saving and investing, loans, planning for the future, taxes, and financial education. The book holds appeal for researchers, professionals, and students in economics, psychology, economic psychology, marketing and consumer science, or anyone interested in financial behaviors. |
| afcpe exam study guide personal finance: The Healthy Love and Money Way Ed Coambs, 2021-04-02 We learn countless ideas from our families about money. Many of them are caught and not taught. The Healthy Love & Money Way shows how our attitudes about ourselves, relationships, and money evolve from our past experiences and the attachment styles we developed as children. If you are having money fights with your significant other today, those arguments may be connected to unresolved issues from the past or methods of survival that are no longer relevant to present life. Using the latest in love and brain science, as well as anecdotes from his own evolution from an insecure attachment style to a secure one, Ed Coambs shows how healthy love and money can be achieved no matter your starting point. |
| afcpe exam study guide personal finance: The Millennial Advantage Jason Kirsch, Jason Kirsch Cfp(r), 2016-11-01 An Investment Book for Millennials |
| afcpe exam study guide personal finance: Financial Risk Tolerance: A Psychometric Review John E. Grable, 2017-06-30 This content provides financial analysts, investment professionals, and financial planners with a review of how financial risk-tolerance tests can and should be evaluated. It begins by clarifying terms related to risk taking and is followed by a broad overview of two important measurement terms: validity and reliability. It concludes with examples for practice. |
| afcpe exam study guide personal finance: Financial Counseling Charles J. Pulvino, Carol A. Pulvino, 2010 |
| afcpe exam study guide personal finance: Consumer Action Handbook, 2010 Edition U.S. Services Administration, 2010 Use this guide to get help with consumer purchases, problems and complaints. Find consumer contacts at hundreds of companies and trade associations; local, state, and federal government agencies; national consumer organizations; and more. |
| afcpe exam study guide personal finance: Six Thinking Hats Edward De Bono, 2008 Edward de Bono's Six Thinking Hats is the groundbreaking psychology manual that has inspired organisations and individuals all over the world. De Bono's innovative guide divides the process of thinking into six parts, symbolized by the six hats, and shows how the hats can dramatically transform the effectiveness of meetings and discussions. This is a book to open your mind, unleash your creativity and change the way you think about thinking. |
| afcpe exam study guide personal finance: Take Charge! Edie Milligan, 2001-10 Take Charge! A Woman's Guide to a Secure Retirement puts retirement planning in the context of essential life decisions every woman must make. Topics include viewpoints, philosophies, and myths about retirement from a woman's point of view, how women are living out (and in some cases, out-living) their retirement, and learning from their successes and failures, the what ifs of retirement-common situations and questions, identifying how much will be needed, and compensating for taxes and inflation, investing for retirement, pensions, social security, and tax traps, and plotting and updating your strategy. |
| afcpe exam study guide personal finance: Everyday Money for Everyday People Todd Christensen, 2013-11-04 The Powerful, Practical Money Guide for Anybody and Everybody Ready to Swap Financial Insecurity for Financial Stability AND Success. LIVING PAYCHECK TO PAYCHECK? CHECK THIS OUT: Everyday Money for Everyday People stands on the shoulders of the great American tradition begun more than three centuries ago with Poor Richard's Almanac. After facilitating nearly a thousand workshops on the fundamentals of effective money management over the past decade, Todd Christensen based his first book, Everyday Money for Everyday People, on the discussions, tips, stories and ideas shared by the thousands of individuals and couples in attendance. It's a financial guidebook of the people, by the people, and for the people. This book is based on what works for everyday people. Saving is a commitment, not an amount! Inside you'll find:-Day-to-day money topics-Dos for building financial stability-Don'ts for minimizing financial stress-Steps to breaking out of the paycheck-to-paycheck spiral-Scores of inspirational financial quotes, stories and illustrations for you to live by |
| afcpe exam study guide personal finance: Student Financial Literacy Dorothy B. Durband, Sonya L. Britt, 2012-03-31 College students are particularly vulnerable to making poor financial decisions. One method of addressing personal finances and financial stress among students of higher education is through university based financial education programs. Student Financial Literacy: Program Development presents effective strategies to assist in the implementation or the enhancement of a program as a tool to improve students’ educational experience and financial well-being. It presents the key components of financial education programs designed to address the growing concerns associated with high levels of debt and low levels of financial literacy among college students. “Student Financial Literacy: Campus-Based Program Development is packed with financial education and counseling information and guidance. It was very difficult to write this review as I wanted to share ALL the excellent direction this book provides... The editors and contributing authors have developed an excellent resource for not only those interested in developing or enhancing a campus-based financial education program but also for anyone involved in financial education, counseling, and planning.” -Rebecca J. Travnichek, Family Financial Education Specialist, University of Missouri Extension Journal of Financial Counseling and Planning |
| afcpe exam study guide personal finance: Evaluating Professional Development Thomas R. Guskey, 2000 Explains how to better evaluate professional development in order to ensure that it increases student learning, providing questions for accurate measurement of professional development and showing how to demonstrate results and accountability. |
| afcpe exam study guide personal finance: Financial Well-Being Consumer Financial Protection Bureau (CFPB), 2015-03-23 A growing consensus is emerging that the ultimate measure of success for financial literacy efforts should be improvement in individual financial well-being. But financial well-being has never been explicitly defined, nor is there a standard way to measure it. This report provides a conceptual framework for defining and measuring success in financial education by delivering a proposed definition of financial well-being, and insight into the factors that contribute to it. This framework is grounded in the existing literature, expert opinion, and the experiences and voice of the consumer garnered through in-depth, one-on-one interviews with working-age and older consumers. |
| afcpe exam study guide personal finance: Understanding the Working College Student Laura W. Perna, 2023-07-14 How appropriate for today and for the future are the policies and practices of higher education that largely assume a norm of traditional-age students with minimal on-campus, or no, work commitments?Despite the fact that work is a fundamental part of life for nearly half of all undergraduate students – with a substantial number of “traditional” dependent undergraduates in employment, and working independent undergraduates averaging 34.5 hours per week – little attention has been given to how working influences the integration and engagement experiences of students who work, especially those who work full-time, or how the benefits and costs of working differ between traditional age-students and adult students.The high, and increasing, prevalence and intensity of working among both dependent and independent students raises a number of important questions for public policymakers, college administrators, faculty, academic advisors, student services and financial aid staff, and institutional and educational researchers, including: Why do so many college students work so many hours? What are the characteristics of undergraduates who work? What are the implications of working for students’ educational experiences and outcomes? And, how can public and institutional policymakers promote the educational success of undergraduate students who work? This book offers the most complete and comprehensive conceptualization of the “working college student” available. It provides a multi-faceted picture of the characteristics, experiences, and challenges of working college students and a more complete understanding of the heterogeneity underlying the label “undergraduates who work” and the implications of working for undergraduate students’ educational experiences and outcomes. The volume stresses the importance of recognizing the value and contribution of adult learners to higher education, and takes issue with the appropriateness of the term “non-traditional” itself, both because of the prevalence of this group, and because it allows higher education institutions to avoid considering changes that will meet the needs of this population, including changes in course offerings, course scheduling, financial aid, and pedagogy. |
| afcpe exam study guide personal finance: PERSONAL FINANCE. E. THOMAS. GARMAN, 2021 |
| afcpe exam study guide personal finance: Estate Planning 101 Vicki Cook, Amy Blacklock, 2021-08-03 Discover the ins and outs of planning your own or your loved one’s last wishes with this easy-to-understand guide to estate planning. No one likes to talk about death, but being prepared for any unexpected tragedy can help your loved ones navigate your loss more easily in the long run. From creating your advanced medical directives to designating your beneficiaries, estate planning can ensure that your wishes are carried out when you are no longer around. With Estate Planning 101, you can get your affairs in order before any unfortunate incident occurs. This easy-to-understand guide comes with detailed information on what needs to be done to protect your estate. With information on creating a living will, minimizing estate taxes, choosing an executor, and more, you will be prepared for the future, no matter what it brings. Estate Planning 101 offers you step-by-step instructions and checklists to keep you organized for whatever life throws your way. |
| afcpe exam study guide personal finance: Consumer Knowledge and Financial Decisions Douglas J. Lamdin, 2011-11-23 There has been an increasing recognition that financial knowledge (i.e., literacy) is lacking across the population. Moreover, there is recognition that this lack of knowledge poses real problems as credit, mortgages, health insurance, retirement benefits, and savings and investment decisions become increasingly complex. Financial Decisions Across the Lifespan brings together the work of scholars from various disciplines (family and consumer sciences, economics, law, finance, sociology, and public policy) to provide a broad range of perspectives on financial knowledge, financial decisions, and policies. For consistency across the volume each chapter follows a similar format: (1) what individuals know or need to know (2) how what they know or need to know affects financial decisions and outcomes (3) ways in which policies or programs or financial innovations can enhance their knowledge, or decisions, or outcomes. Contributors will provide both new and existing research to create a valuable picture of the state of financial literacy and how it can be improved. |
| afcpe exam study guide personal finance: Flipping a Switch: Your Guide to Happiness and Financial Security in Later Life Barbara O'Neill, 2020-07-30 Leaving full-time employment to enter retirement often requires a 180-degree change––in mindset and behavior––from the way you managed your time and money previously. This is especially true for Baby Boomers who may have never experienced adult life without a full-time job and have been practicing the same habits since their 20s. These life transitions can be looked at as if they require “flipping a switch.” Some changes happen suddenly like an on/off switch, while others happen over time like a “dimmer switch”. Some “switches” are voluntary like spending accumulated savings, while some are mandatory like taking required minimum distributions starting at age 72. And to make matters more confusing, there are also lifestyle and social changes to consider as well. Flipping a Switch discusses 35 financial, lifestyle, and social transitions you’ll encounter upon entering retirement, including: • Full-time work to new pastimes • Saving money to spending money • Receiving a paycheck to creating a “paycheck” • Funding retirement savings plans to taking required minimum distribution withdrawals • Accumulating possessions to downsizing Everyone has unique “switches” to flip. Flipping a Switch: Your Guide to Happiness and Financial Security in Later Life offers important information and guidance new retirees need before undertaking their new life. Each chapter includes a “How to Flip This Switch” section with suggested action steps. Nationally known speaker, author, and Certified Financial Planner® Dr. Barbara O’Neill will help you develop a plan to become your best future self. |
| afcpe exam study guide personal finance: Study Guide for Personal Finance Robert H. Burton, George J. Petrello, 1978 |
| afcpe exam study guide personal finance: Financial Counseling Charles J. Pulvino, James L. Lee, Carol A. Pulvino, 2002 |
| afcpe exam study guide personal finance: Markets Over Mao Nicholas R. Lardy, 2014-09-10 China's transition to a market economy has propelled its remarkable economic growth since the late 1970s. In this book, Nicholas R. Lardy, one of the world's foremost experts on the Chinese economy, traces the increasing role of market forces and refutes the widely advanced argument that Chinese economic progress rests on the government's control of the economy's commanding heights. In another challenge to conventional wisdom, Lardy finds little evidence that the decade of the leadership of former President Hu Jintao and Premier Wen Jiabao (2003–13) dramatically increased the role and importance of state-owned firms, as many people argue. This book offers powerfully persuasive evidence that the major sources of China's growth in the future will be similarly market rather than state-driven, with private firms providing the major source of economic growth, the sole source of job creation, and the major contributor to China's still growing role as a global trader. Lardy does, however, call on China to deregulate and increase competition in those portions of the economy where state firms remain protected, especially in energy and finance. |
| afcpe exam study guide personal finance: Assets and the Poor Michael Sherraden, Neil Gilbert, 2016-09-16 This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future. |
| afcpe exam study guide personal finance: Implementing the Four Levels Donald L. Kirkpatrick, James D. Kirkpatrick, 2007-10-08 In this indispensable companion to the classic book Evaluating Training Programs: The Four Levels, Donald and James Kirkpatrick draw on their decades of collective experience to offer practical guidance for putting any or all of the Four Levels into practice. In addition, they offer a comprehensive list of the ten requirements for an effective training program and show how to decide what to evaluate, how to get managers to support the evaluation process, and how to use the Four Levels to construct a compelling chain of evidence demonstrating the contribution of training to the bottom line. |
| afcpe exam study guide personal finance: Consumption and Social Welfare Daniel T. Slesnick, 2001 Designed to be accessible to noneconomists, it relegates technical details to appendixes.--BOOK JACKET. |
| afcpe exam study guide personal finance: Small Steps to Health and Wealth Barbara M. O'Neill, Karen Ensle, 2013 |
| afcpe exam study guide personal finance: Enhancing Retirement Success Rates in the United States Chia-Li Chien, 2020-12-30 This book and the underlying research address the questions: “How successful are U.S. retirees at sustaining assets from retirement to death?” and “What retirement strategies will enhance their ability to live a successful retirement?” Taking a hard look at real-world retirement statistics from multiple government surveys to answer those questions, it calculates the effects of specific strategies on retirement sustainability. It also discusses the background to prior retirement planning research and describes the three research groups used: 1) determining the success rates of the base population considering only social capital annual income and distributions from portfolios of financial assets, 2) adding the strategy of home equity conversion mortgages, and 3) increasing annual income through delayed social security benefit claiming and continuing work after retirement. The book then examines and compares the results for each to determine whose retirement will be most enhanced by the strategies. Lastly, it presents case studies applying research to real-world financial planning cases. |
| afcpe exam study guide personal finance: The Social Work Interview Alfred Kadushin, Goldie Kadushin, 1997 One of the most respected texts in the field, The Social Work Interview is the standard guide for students and professionals, providing practical strategies for interviewing a wide range of clients in both routine and exceptional situations. |
| afcpe exam study guide personal finance: Personal Finance Raymond E. Forgue, E. Thomas Garman, 1991 |
| afcpe exam study guide personal finance: Master My Money Dominique' N. Reese, 2015-11-28 Solving your money problems can be the difference between living paycheck to paycheck and living the life you've always wanted to live. Many American individuals and families are hurting right now, simply because there isn't enough money to go around. Our financial responsibilities are increasing while income is staying the same or decreasing. Debt is steadily increasing while savings are decreasing. Credit profiles are deteriorating, making it difficult to conduct transactions and secure financial capital. When you work hard and have little to show for it, when you have to put your dreams on hold because you're not financially free, when you can't give and show up in the world how you want to because your money is funny, there is a strong desire and need to solve your money problems once and for all. Master My Money is an easy guide to solve common money problems related to your money mindset, budget, savings, debt, credit and protection needs. Learn these strategies and solutions once and use them for a lifetime. This book will engage you, work-book style and call on you to write in your personal information, as you begin to solve your money problems. So if you're ready to reach your full financial potential and ready to get the results you work so hard for, day in and day out, 16 Steps To Solve Your Money Problems & Create A Foundation For Financial Freedom can help you get to where you need and want to be in your financial life. |
| afcpe exam study guide personal finance: Facilitating Financial Health Brad Klontz, Rick Kahler, Ted Klontz, 2008-05 This new guide presents a new model for helping clients achieve balanced and healthy financial lives- called integrated financial planning. It combines the interior, emotional aspects of finance with exterior financial knowledge and provides the advisor with an expanded set of tools for working with clients to create and maintain financial health. Facilitating Financial Health integrates the fields of psychotherapy, coaching, and financial planning, equipping financial professionals with techniques to enhance their effectiveness by working with both the exterior and interior aspects of a client s financial health. Integrated financial planning encourages you to think beyond the traditional boundaries of your practice and to serve clients far more effectively. Includes a Decision Tree with guidelines for deciding when it is appropriate for planners to work with client's interior issues themselves and when it is appropriate to refer clients to or partner with coaches or therapists. Praise for Facilitating Financial Health This is an essential handbook written by some of the most experienced and eloquent experts in the new field of Integrated Financial Planning. Reading Facilitating Financial Health is like taking a multi-day workshop with master facilitators. Each chapter contains fresh insights into client challenges and practical how-to s for facilitating positive change. Susan Bradley, CFP Founder of the Sudden Money Institute Facilitating Financial Health provides the knowledge, tools, and guidelines needed to be a catalyst of positive change. I highly recommend this book. Carol Anderson, M.S. Founder and President, Money Quotient Facilitating Financial Health is a book to help the helpers financial professionals, debt counselors, life coaches and psychotherapists to help their clients. Richard Trachtman, Ph.D. Director, MORE Services for MOney & RElationships If you want to help clients overcome destructive financial habits and dysfunctional belief systems, then this book will be an invaluable resource. A must read for all change agents! David B. Yeske, CFP Past President, Financial Planning Association This is a must read for any professional helping a client on a life or money issue, as these issues are so intertwined. Hugh Massie Author of Financial DNA: Discover Your Unique Financial Personality for a Quality Life No financial planner, money coach, debt counselor, or money therapist should be without this valuable resource. April Lane Benson, Ph.D. Founder, Stopping Overshopping, LLC Klontz, Kahler, and Klontz, regarded as pioneers in the field of money matters, offer us long overdue insights into helping our clients understand and change their self-destructive money behaviors. Courtney Pullen, M.A., LPC CEO, Pullen Consulting An exciting exploration of the interface between two dynamic fields finance and psychology. Pat DeLeon, Ph.D., J.D. Former President, American Psychological Association |
| afcpe exam study guide personal finance: Teacher Evaluation and Student Achievement James H. Stronge, Pamela D. Tucker, 2000 This book discusses four approaches to incorporating student achievement in teacher evaluation. Seven chapters discuss: (1) Teacher Evaluation and Student Achievement: An Introduction to the Issues; (2) What is the Relationship between Teaching and Learning? (e.g., whether teachers are responsible for student learning and how to measure student learning); (3) Assessing Teacher Performance through Comparative Student Growth: The Dallas Value-Added Accountability System; (4) Assessing Teacher Performance through Repeated Measures of Student Gains: The Tennessee Value-Added Assessment System; (5) Assessing Teacher Performance with Student Work: The Oregon Teacher Work Sample Methodology; (6) Assessing Teacher Performance in a Standards-Based Environment: The Thompson, Colorado, School District; and (7) Teacher Evaluation and Student Achievement: What are the Lessons Learned and Where Do We Go from Here? (e.g., basic requirements of fair testing programs that are to be used to inform teacher evaluation). Chapters 3-6 include information on the purposes of the accountability system and how it was developed; student assessment strategies; how the accountability system works; how the accountability system relates to teacher evaluation; the advantages and disadvantages of the accountability system for teacher evaluation; and results of implementation. (Contains 66 references.) (SM) |
| afcpe exam study guide personal finance: The Coveteur Stephanie Mark, 2016-10-18 From Jessica Alba to Mademoiselle Yulia, learn how the rich and fashionable combine fashion, interiors, and voyeurism to define style for our time. |
AFCPE® | For Financial Counselors, Coaches, and Educators
AFCPE®️ is a national nonprofit organization and the nationally recognized leader in financial counseling, coaching and education. Bringing together research, education and practice, we …
AFCPE® | Certification Programs
AFCPE ® counseling and coaching certifications are the most respected in the field of financial counseling and education. The AFC ® is the gold standard on which all our certification programs …
AFC® Certification
Learn how AFCPE ® has set the highest standards for financial counseling and education for over 30 years.
About Us - AFCPE
AFCPE®️ is a national nonprofit organization and the nationally recognized leader in financial counseling, coaching and education. Bringing together research, education and practice, we …
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From free, and discounted, CEU opportunities to mentorship, see how easily AFCPE Membership helps you maintain your designation while providing you with the support and resources you …
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The NCCA accredited the Association for Financial Counseling & Education ® (AFCPE ®)’s AFC ® certification for a five-year period, expiring December 31, 2025. NCCA is the accrediting body of …
AFCPE® | Financial Education
AFCPE®️ is a national nonprofit organization and the nationally recognized leader in financial counseling, coaching and education. Bringing together research, education and practice, we …
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AFCPE provides certification for financial counseling professionals, ensuring the highest standards and integrity in the field.
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Register your program by contacting the AFCPE Education Team and completing the AFCPE ® Registered Education Program application form. For additional information email the AFCPE …
Association for Financial Counseling & Planning Education®
AFCPE® ensures the highest integrity of the financial counseling profession by certifying, connecting and supporting diverse professionals.
AFCPE® | For Financial Counselors, Coaches, and Educators
AFCPE®️ is a national nonprofit organization and the nationally recognized leader in financial counseling, coaching and education. Bringing together research, education and practice, we …
AFCPE® | Certification Programs
AFCPE ® counseling and coaching certifications are the most respected in the field of financial counseling and education. The AFC ® is the gold standard on which all our certification …
AFC® Certification
Learn how AFCPE ® has set the highest standards for financial counseling and education for over 30 years.
About Us - AFCPE
AFCPE®️ is a national nonprofit organization and the nationally recognized leader in financial counseling, coaching and education. Bringing together research, education and practice, we …
Membership - AFCPE
From free, and discounted, CEU opportunities to mentorship, see how easily AFCPE Membership helps you maintain your designation while providing you with the support and resources you …
Accredited - AFCPE
The NCCA accredited the Association for Financial Counseling & Education ® (AFCPE ®)’s AFC ® certification for a five-year period, expiring December 31, 2025. NCCA is the accrediting …
AFCPE® | Financial Education
AFCPE®️ is a national nonprofit organization and the nationally recognized leader in financial counseling, coaching and education. Bringing together research, education and practice, we …
AFCPE
AFCPE provides certification for financial counseling professionals, ensuring the highest standards and integrity in the field.
Registered Education Programs - AFCPE
Register your program by contacting the AFCPE Education Team and completing the AFCPE ® Registered Education Program application form. For additional information email the AFCPE …
Association for Financial Counseling & Planning Education®
AFCPE® ensures the highest integrity of the financial counseling profession by certifying, connecting and supporting diverse professionals.
